We come from financial services, healthcare, and regulatory compliance backgrounds and found out the hard way that not everything is what it seems on the surface in the CBD, Hemp, and Legalized Cannabis industry. This was a big change from our previous industries, where compliance, regulatory oversight, control and safety, and soundness are well documented, observed, and paramount to success.
Meet Our Leadership Team
Brian joined Qredible in May 2019 as Founder, President, CEO and Director. Brian brings his significant experience in launching, growing and leading start-up software companies. Brian is a results-driven Executive Leader possessing nearly 20 years of experience as a Chief Executive Officer and 25 + years of experience in operating and building financial and regulatory technology companies. Brian has extensive experience developing corporate strategy, executing key business initiatives, and building optimal infrastructures for rapid and profitable growth. Since April 2019, Brian has also been serving as the CEO and President of BSA Advisers, Inc., a company that provides strategic consulting and advisory services primarily to the legalized hemp and marijuana industries. Prior to becoming a CEO of several successful start-up and early-stage software and services companies; Brian began his career as a top sales performer and sales leader at various start-up companies as well as leading national sales for a division of Electronic Data Systems, one of the largest technology firms in the world. His early career helped him to establish his roots in sales and sales discipline through utilizing multiple sales methodologies. This has been a key element of success as Brian has instilled in all of his businesses a sales-driven culture through solution selling disciplines that focuses on the customer and their concept and needs. Prior to becoming a founder of Qredible, from October 2009 to June of 2019, Brian served as CEO of LoanLogics, an industry leading mortgage finance analytics software and services company in the US. Brian joined the organization as a start-up and led the company to become a significant player in the industry with a wide range of clients throughout the US with a significant year-over-year growth of recurring software and technology enabled services revenue. Brian led two institutional funding rounds totaling more than $22 million and steered the merger with NYLX, Inc and Aklero Risk Analytics, Inc. to form LoanLogics in 2013. He later led the strategic relationship of the company with OptimalBlue in 2018, which included the sale of the company’s loan product and pricing technology. Under his leadership during his tenure at LoanLogics, Brian was responsible for the vision, development and implementation of an advanced automated loan quality management system called LoanHD as well as a document processing SaaS platform called IDEA. This included electronic forms recognition, optical character recognition and later machine learning and artificial intelligence-based technologies that greatly increased the competitive distinction of the company as well as reduced the cost of client’s operations. Prior to LoanLogics, from January 2006 to February of 2009 Brian was President of Lydian Technology Group and Executive Vice President of Product Strategy at Lydian Data Services, LLC (the parent company of Lydian Technology Group). This was a position he held after Lydian purchased Wellfound Decade Corporation where he previously served as President and Chief Executive Officer. While at Lydian, Brian was responsible for all aspects of the P&L for Lydian Technology Group which included day-to-day operations and the Company’s technology, product direction, sales and marketing and corporate communications of this operating subsidiary. Among his leadership duties, Brian’s responsibility was to drive a culture shift in the organization to a market driven product company through the creation of a Product Management Department and standard product management methodologies and disciplines. This included the creation of an integrated product vision and roadmap between Lydian Technology Group and Lydian Data Services. Fitzpatrick was also responsible for building a formal growth plan for the company which included the building of a sales team and developing an integrated marketing communications plan for the parent company with a primary focus of enabling sales readiness and driving growth for the companies. Brian began his CEO experience in 2002 as he was recruited by the Founders and Board of Directors of a failing software vendor in Jacksonville, FL known as Decade Systems Corporation. The company had a total revenue base of $450,000 and was within four months of closing its doors when he was recruited to lead a re-start of the organization. As CEO, he led the turnaround of the organization, personally investing and raising additional capital from both existing and outside investors. As a result of his plan the company became cash positive within six months. One year later Brian led a merger with a competing software company to create WellFound Decade Corporation. Post-merger, Fitzpatrick led the company and spearheaded the sale of the company in 2006 to Lydian Data Services, LLC for a highly successful exit. Fitzpatrick continued as President of the Company until the company was sold again to Headstrong Business Services, LLC (now Genpact Mortgage Services). Brian has spoken for numerous industry panels and conferences and has authored many articles and white papers for a variety of compliance and financial services trade publications. He was named twice as a finalist for the EY Entrepreneur of the Year Award, and once for the Marcum Innovator of the Year Award within the Philadelphia Region. Brian was also the recipient of HousingWire Magazine’s prestigious Vanguard Award™ which is awarded to a C-Level Executive in the Housing industry that has launched bold new initiatives that have improved U.S. housing finance or real estate, SmartCEO’s Voltage Award as a Leader in Technology, a two-time recipient of Mortgage Banking Magazine’s prestigious IT All-Star designation, and he has twice won Mortgage Technology Magazine’s coveted 10X Award.
Rick joined Qredible in May 2019 as Founder, Chief Operating Officer and Director. Rick contributes an experienced entrepreneurial mind backed by a results-driven and self-motivated C-Level Operations Executive background with demonstrated success creating and leading domestic and international business operations for diverse organizations, predominantly within the financial services sector. Rick has previously built companies from the ground up, as well as creating operational scalability for rapidly growing companies. At Qredible, Rick will be focused on the building of scalable infrastructure to ensure proper operating disciplines and procedures, and an optimal customer experience from initial implementation through ongoing usage and performance of the Qredible platform. Since January of 2019, Rick has been serving as an executive officer at BSA Advisers, Inc., a company that provides strategic consulting and advisory services primarily to the legalized hemp and marijuana industries. Prior to joining Qredible, from May 2016 to October 2018 Rick was a Vice President at loanDepot, LLC where he managed the Procurement and Vendor Management Office. loanDepot, LLC is one of the nation’s largest mortgage finance companies. In that role, Rick developed key risk management and monitoring processes for the approval and onboarding of vendors as well as the development and tracking and reporting process for a multitude of vendors across the country. This included the consolidation and renegotiation process of many enterprise level agreements to drive significant operational cost reduction and optimization. Prior to loanDepot, LLC, Rick spent five years (August 2010 – August 2015) as a Senior Vice President at Ascendum KPS, a leading international and offshore services company in Ahmedabad, India where he led a team of over 900 employees and 30 operational leaders. Before joining Ascendum KPS, from February 2003 to April 2010, Rick was the Founder and President of United Capital Mortgage, a rapidly growing 18 branch residential mortgage finance firm. Rick effectively scaled and grew the profitability of United Capital Mortgage in the highly regulated mortgage industry. Rick is a graduate of The Ohio State University with a degree in Business Administration and Finance.
Ronaldo joined Qredible in December 2020 as Chief Information Officer. Ronaldo is an experienced Information Technology leader. Prior to joining Qredible, from June 2018 to April 2020, Ronaldo was the CIO Advisor at Corus 360, a Converge Technology Solutions Company (TSX: CTS). As a trusted advisor to CIOs, Ronaldo provided architectural recommendations to build a resilient infrastructure and service delivery model that best supports business transformation. Central to his approach was cloud migration and the adoption of new disruptive technologies such as artificial intelligence/machine learning and IoT to support specific use cases. Ronaldo also acted as virtual Chief Information Security Officer (CISO), helping enterprise clients with cybersecurity roadmap recommendations supporting emerging regulatory requirements such as the E.U.’s General Data Protection Regulation and California Consumer Privacy Act. Prior to joining Corus360, Ronaldo worked at Broward Health, one of the largest public healthcare systems in the U.S. from March 1990 to April 2018, serving first as the Director of Infrastructure (2001-2014) and then as the Vice President of Information Technology (2014-2018). As the head of the I.T. Department, Ronaldo was responsible for an annual I.T. budget of $ 75 million and staff of over 200 full time employees. He was responsible for enterprise applications, including application development (Web and mobile apps), project management office, data center infrastructure, cybersecurity, service management, service delivery, and biomedical engineering. He brings to Qredible a unique blend of strategic and operational business acumen and information technology expertise. He is an innovative and transformational leader focused on customer-centric excellence, organizational service excellence, and exceptional business performance. He is passionate about investing in people and helping them advance in their professional careers. He is a frequent speaker, lecturer, and presenter in professional forums. Ronaldo is an MBA graduate from Nova Southeastern University, FL, and received his B.A. from Trinity International University, FL. Ronaldo serves as an adjunct professor at the University of Miami, one of the largest private research universities in the U.S., where he lectures graduate-level information security classes with an emphasis on emerging data privacy and security regulations and technologies. Ronaldo is an ordained minister and is passionate about serving in his local community and overseas in short missionary trips. In addition to his experience in bringing software ideations and solutions to life, he also brings to Qredible the experience with technology and security disciplines from the highly regulated healthcare industry that we believe is so key to the advancement, credibility, and security of the Hemp, Hemp Derivatives and Legalized Marijuana Industry.
Doug joined Qredible in March 2020 as Chief Product and Customer Success Officer. Doug is responsible for transferring the core values that drive Qredible to the Company’s products and the customer’s experience. Doug’s primary focus will be on assuring a quality product in the market as well as customer service and account management to drive customer satisfaction and thus revenue retention. Doug has demonstrated strategic and tactical experience through his experience of founding and leadership of Pinnacle Enterprise Corporation, Source One Marketing Group, Inc. and DigitalTec Solution. Prior to joining Qredible, Doug worked for 4C Health Solutions as a Senior Vice President from October 2017 to September 2019. 4C Health Solutions was an early-stage healthcare technology company where Doug provided structure, leadership and direction for the company’s cloud-based software solution. He also served in a business development capacity in assisting the company in gaining early market adoption of the software. Doug’s responsibilities at 4C included product management and customer focused sales operations. From 2005 to 2017, Doug was the Chief Executive and founder of DigitalTec Solutions. Doug is well prepared for this role with over 30 years of leadership, both as a corporate leader and entrepreneur laser focused on product management and customer satisfaction and retention. Doug is a “roll-up-your sleeves” leader that brings a wealth of knowledge and experience, including corporate acquisition and growing three businesses in varied industries from the ground up. Doug’s companies have provided value through technology solutions, customer support, and product management and marketing expertise. He has made both corporate value and customer value a constant in all endeavors. World-leading banks, credit card institutions, national governing bodies, athletic organizations, and thousands of merchants in the US and around the world are among the industries and businesses served by Doug’s companies. Doug is a graduate of Rutgers University with a degree in Business Administration.
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