Verified lab reports. Trusted data. Always current.
MyCOA validates Certificates of Analysis through blockchain-anchored verification at the laboratory instrument level via direct LIMS integration. MyCOA also validates product documentation, expiration, thresholds, and product-document alignment.
With over 500,000 COAs processed in production, MyCOA is the Product Intelligence layer within Qredible's Merchant Intelligence Operating System™ — transforming every Certificate of Analysis into a continuously verified, Pass/Fail product intelligence record that banks, ISOs, merchants, regulators, and consumers can rely on.
MyCOA's direct integration with laboratory LIMS (Laboratory Information Management Systems) captures results at the instrument level and anchors them via Hyperledger Fabric — the enterprise blockchain platform — creating a cryptographically immutable record that meets ALCOA+ data integrity principles (Attributable, Legible, Contemporaneous, Original, Accurate) as required by the FDA, EMA, and WHO for regulated data.
COA documentation fails regulated commerce in four compounding ways:
Difficult to validate at scale — a payment processor or acquiring bank with hundreds of regulated merchants cannot manually verify COA currency, authenticity, and threshold compliance across thousands of active SKUs.
Expired — merchants routinely sell products against lapsed documentation that no one is actively monitoring, creating silent compliance failures that banks discover during audits or regulators discover during enforcement actions.
Easily manipulated — standard PDF COAs can be altered with basic editing tools, enabling lab shopping (sending samples to multiple labs and publishing only favorable results) and outright fabrication that PDF review cannot detect.
Scattered — stored across shared drives, email threads, and paper files with no centralized verification or expiration tracking.
The consequence is a documentation layer that financial institutions cannot trust, regulators cannot rely on, and merchants cannot use to demonstrate genuine compliance. MyCOA replaces it with a system of record that is fraud-resistant by design.
It creates a single verified product intelligence record for:
Unlike document storage platforms that accept PDFs at face value, MyCOA validates documentation at the source — capturing lab data at the LIMS instrument level before it reaches any human handler, anchoring it to an immutable blockchain record, and delivering a Pass/Fail determination per SKU against applicable regulatory thresholds.
MyCOA doesn't ask whether a COA exists. It verifies whether the COA is authentic, current, and compliant — for every product, every batch, every jurisdiction.
A merchant whose COA documentation has lapsed or been manipulated is a merchant whose product compliance cannot be verified. When that merchant continues selling, they are generating transactions against products whose safety and regulatory compliance is unconfirmed. Those transactions generate consumer disputes, refund requests, and chargeback volumes — the exact conditions that drive VAMP and VIRP threshold breaches for the acquiring banks and ISOs serving them.
MyCOA breaks this chain at the documentation layer. Automated expiration tracking flags lapsed COAs before merchants continue selling against them. Blockchain-anchored verification means the COA a merchant presents is the original, unaltered laboratory output — not a recycled, altered, or lab-shopped document. Pass/Fail determination per SKU against applicable regulatory thresholds confirms that documentation isn't just current but actually passing. For acquiring banks and ISOs, MyCOA transforms COA documentation from a compliance checkbox into a real-time, verifiable signal of product safety — reducing the dispute volumes that generate VAMP exposure before they reach the transaction layer.
