Q-Trust™: The Compliance Layer KYB and KYC Have Always Missed

Automated EDD, Perpetual Monitoring, and Audit-Ready Proof. In One Platform.

The world’s first and only automated product-level compliance ecosystem.

Approving the merchant is not the same as approving what the merchant sells — and no compliance infrastructure other than Qredible's Q-Trust verifies what merchants actually sell - at the SKU level - against applicable regulatory frameworks, continuously.

No legacy tool systematically tracks, automates, and analyzes what merchants are selling, how those products are described, whether their documentation is valid, or whether those products are legal in the states they are shipping to.

The regulatory risk that generates fines, chargebacks, enforcement actions, and secondary liability does not live at the merchant identity layer — it lives at the product layer. Q-Trust is the first compliance infrastructure built to see it.

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Q-Trust Dashboards

The Compliance Gap That KYB and KYC Leave Open

Regulated product compliance and Extended Due Diligence (EDD) is:

Fragmented

Manual

Reactive

Impossible to scale

Every stakeholder is operating with partial truth — or no truth at all.
AI Complaince Search

What It Is

Q-Trust is the core SKU-level compliance platform that powers Qredible.

It serves as:

A digital registry for each product SKU being sold and critical businesses documentation
An automated audit engine.
A continuous compliance monitoring system.
Product compliance management system.
The foundation for Q-Certification.

What It Does

Q-Trust automates:

Business licensing validation
Product classification & eligibility
Marketing claims & review
Documentation verification (COAs, labels, disclosures)
Jurisdictional sales rules
Continuous monitoring & alerts
All in one connected system.

What Q-Trust Does That KYB and KYC Cannot

Q-Trust interrogates the merchant's full digital footprint, performs deep website and catalog scans, classifies products and services, and applies compliance policies at the SKU level. This allows Q-Trust to determine:

What the merchant actually sells
Which products create regulated risk
Whether documentation exists and is valid
Whether COAs match the product and meet regulatory thresholds
Whether claims violate applicable policy
Whether products are legal by state
Whether licensing requirements are met
Whether the merchant has changed since the last review

Qredible does not simply automate document collection. Qredible automates product-level Enhanced Due Diligence — creating a fully auditable chain of evidence across every merchant, every product, and every decision.

FI Merchant Report

Why It Matters

Eliminates manual compliance labor
Policy-first architecture updates as regulations change — no engineering redeployment. No lag between regulatory change and portfolio-level enforcement
Enables real-time oversight instead of point-in-time reviews — always-on, continuous merchant monitoring for perpetual KYC (pKYC)
Automates 80%+ of regulated merchant EDD — pre-validates product compliance, documentation status, and licensing before files reach underwriters, reducing onboarding from weeks to hours for CBD, hemp, peptides, and regulated categories
Reduces VAMP and VIRP exposure — continuous product-level monitoring detects the marketing violations, product additions, and COA lapses that generate card brand escalations before they become a threshold problem
Reduces liability for FIs and platforms
Creates a single source of truth

Compliance at Scale Starts with Q-Trust

Purpose-built for high-risk, highly regulated industries with AI-driven automation at global scale.
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