Each week, we feature industry experts who are forging new frontiers in the ecosystem around highly regulated product development, sales, regulations, and more.
The Next Major Shift in Payment Risk Won’t Be Transaction Intelligence. It Will Be Product Intelligence. Banks and Processors Still Monitor Transactions, Chargebacks and Merchants. The Next Risk Layer Is Understanding What Their Merchants Are Actually Selling. For decades, payment risk has largely been managed from the transaction backward. Banks and processors monitor chargebacks. Fraud […]
The FTC's Warning to PayPal, Stripe, Visa and Mastercard Exposes a New Reality. Payments Is Being Told to Monitor More—and Debank Less. They Need to Prove Not Only That They Manage Risk, but Why They Make the Decisions They Make. Intelligence Is How You Do Both. The payments industry is receiving two messages that, at […]
How Many Enforcement Actions Before Merchant Monitoring Becomes a Board-Level Issue? Paddle. Nuvei. Humboldt. The FTC Is Sending Payments a Message. Three payment companies. Three FTC enforcement actions. More than $21 million in announced monetary settlements or relief. And one increasingly uncomfortable question for every processor, PayFac, merchant-of-record provider, acquirer and sponsor bank: How much […]
