Q-Trust delivers a purpose-built compliance intelligence system that helps financial institutions, payment processors, and ISOs automate merchant due diligence, reduce portfolio risk, and streamline operations across the regulated ecosystem.
In industries like CBD, Hemp, Peptides, Nutraceuticals, Kratom, nootropics, and other regulated verticals, approving the merchant is not the same as approving what the merchant sells — and no compliance infrastructure other than Qredible verifies what merchants actually sell, at the SKU level, against applicable regulatory frameworks, continuously.
Traditional underwriting and legacy point-in-time risk monitoring approaches fall short.
Q-Trust automates more than 80% of the manual EDD workload that currently consumes underwriting teams — reducing regulated merchant onboarding from weeks to hours, without adding headcount. Where legacy underwriting systems can only answer "what type of merchant is this," Q-Trust answers "what exactly is this merchant selling, SKU by SKU, and does it comply today."
Qredible’s Q-Trust changes the game with real-time oversight, automated SKU-level product compliance monitoring workflows, and verified merchant data you can trust.
Monitor your merchant portfolio in real time—licensing, product claims, insurance coverage, financial stability, and more—all from a single dashboard.
Leveraging AI, RPA, and blockchain-based document control to automate the collection, verification, and remediation of risk across your monitored accounts.
Stay ahead of compliance issues with integrated monitoring of FDA, FTC, USDA, state-level licensing bodies, and active legal threats.
Share updates across parties—once a condition is cleared (like an expired COA), it updates for all monitoring entities. Less duplication. Faster resolution.
Portfolio Monitoring & Tiered Risk Management
Easily upload your entire merchant list via CSV, assign risk tiers, designate account managers, and configure customizable alert thresholds per client.
Automated Merchant EDD for Regulated Verticals
Dynamic EDD Checklists auto-configured by merchant type, MCC, and regulated industry reduce onboarding from weeks to hours — with pre-validated files arriving underwriting-ready. Unlike identity-layer tools, Q-Trust's EDD verifies what merchants actually sell at the SKU level, against applicable thresholds, before the application reaches an underwriter.
VAMP and VIRP Risk Reduction
Continuous product-level monitoring addresses VAMP and VIRP exposure at its source — detecting the product additions, marketing claim violations, and COA lapses that generate dispute volumes before card brand thresholds are reached. When a VAMP or VIRP review requires the institution to demonstrate oversight, Q-Audit's timestamped evidence chain and historical scan records are retrievable on demand.
Licensing & Certification Validation
Q-Trust verifies all licenses and certifications with issuing authorities. Verified documents are blockchain-stored with audit trails and expiration tracking.
Automated Attestations & Verifications
Distribute customized merchant attestations on banned products, shipping restrictions, or labeling acknowledgments. Signed compliance records are stored and audit-ready.
COA Management & Product Matching
Use MyCOA to ingest and validate Certificates of Analysis, automatically match products to merchant inventory, and flag high-risk items instantly.
Product & Marketing Compliance Scanning
AI-driven product crawlers and content scanners (Q-ScanAI) detect unapproved claims, banned ingredients, or labeling violations—before they become a legal issue.
Reputation & Enforcement Tracking
Know when your merchants are flagged by FDA, FTC, state agencies, Better Business Bureau, or Google Reviews. Q-Trust alerts you before public reputation damage occurs.
Litigation & Recall Monitoring
Identify and monitor legal actions, class-action lawsuits, and product recalls—proactively, not reactively.
Real-Time Merchant Profiles
Access business details, verified licenses, COAs, marketing claims, insurance documentation, and financial data for every monitored merchant in perpetual KYC (pKYC).
Secure Contract & Insurance Oversight
Track merchant insurance policies, vendor agreements, contract renewal dates, and upload requirements—all tied to your internal SLAs.
The fastest way to understand the power of Q-Trust is to see it for yourself.
Let us show you how Q-Trust can help you reduce operational burden, mitigate risk, and future-proof your business.
